Third pillar (pillar 3a)
The third pillar is private pension saving, on top of the state pension (AHV/AVS, 1st pillar) and occupational pensions (2nd pillar). Pillar 3a is tied saving: contributions, capped every year, are deductible from taxable income and can only be withdrawn under certain conditions (retirement, buying a home, leaving Switzerland for good, self-employment). Pillar 3b means free saving.
See also
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